In a no-fault system, which statement is true?

In a no-fault system, which statement is true?

• A. Increased court backlog
• B. Employees receiving benefits regardless of fault
• C. Higher employer liability
• D. Requirement to prove gross negligence

Answer: (B)

No-fault workers’ compensation is built so that employees receive medical treatment and wage replacement without having to prove the employer’s fault. This ensures prompt benefits and reduces the need for fault-finding litigation. The best statement captures that idea: workers get benefits regardless of fault, which is the essence of the no-fault approach. In this system, liability on the employer is typically limited and insurance covers most benefits, and there’s no requirement to prove gross negligence to obtain benefits. That’s why choices suggesting court backlog would increase, higher employer liability, or proving gross negligence don’t fit the no-fault framework.

No-fault workers’ compensation is built so that employees receive medical treatment and wage replacement without having to prove the employer’s fault. This ensures prompt benefits and reduces the need for fault-finding litigation. The best statement captures that idea: workers get benefits regardless of fault, which is the essence of the no-fault approach. In this system, liability on the employer is typically limited and insurance covers most benefits, and there’s no requirement to prove gross negligence to obtain benefits. That’s why choices suggesting court backlog would increase, higher employer liability, or proving gross negligence don’t fit the no-fault framework.